The Budget Life Blog - Page #1

June 5th, 2012

Unless you've gotten life insurance quotes lately, the cost of coverage is probably less than you think.

Most Americans overestimate the price of life insurance by almost three times, according to recent research by the LIFE Foundation and LIMRA, a global research and consulting group. The average cost of a $250,000 level-premium term life policy for a healthy 30-year-old is $150 a year. On average, surveyed consumers guessed the annual cost at $400.

April 4th, 2011

While there have been deadlier events throughout history than earthquakes, few can cause such massive and widespread destruction in so short a time. As Japan continues to pick up the pieces from the recent devastation of an 8.9 earthquake, the world is too easily reminded of the chaos and calamity that can occur when plate tectonics has its way with civilization. [...]

February 28th, 2011

If you think insurance professionals have it easy, think again. For every healthy, intelligent policyholder who comes through and signs up for a policy to protect his family in the event of the unthinkable, there are still people out there who manage to make the unthinkable... unthinkable. While some accidents are so freaky and unavoidable [...]

February 1st, 2011

Accidents are accidents for a reason. No one sees them coming. You don't get up in the morning and pencil in "head-on collision" to your daily planner. However, no matter how expected the unexpected is, sometimes it can be so unexpected that Nostrodamus himself couldn't help scratching his head and muttering "Holy $#!+." When the unfortunate [...]

January 20th, 2011

The American Spirit is older than the country itself. It came from every part of the world to form a nation of dreamers and endless possibilities. While it's only been called "the American Spirit" for close to 250 years, it started in the 17th Century with the indentured servants of the Colonial Period, spread to [...]

January 5th, 2011

For those interested in actually living life, it is always best to make it a dynamic, ever-changing set of circumstances and challenges that bring out one's full potential. Around New Year's Day, we all start dreaming about the ways we're going to make improvements in the coming year, because-let's face it-there's always something that isn't [...]

December 21st, 2010

One of the biggest decisions you'll make when choosing life insurance is between term life insurance and whole life insurance. Each of these policy types has its advantages - and disadvantages - depending on your age, health, financial situation and what you hope to accomplish with your life insurance policy. If you're trying to decide [...]

December 15th, 2010

Choosing life insurance can be made a little more difficult due to the different options that you have. In order to help you get a better idea of your options, here is a guide to types of life insurance you might run into, divided into classifications of term and permanent. It is important to note [...]

December 8th, 2010

We all know that death is coming, and you never know if you'll make it another day or several more decades. For some of us, a sudden, unexpected and even highly unusual death awaits, leaving others to wonder what went wrong and maybe even have a chuckle at your demise. Here are 10 deaths just [...]

November 23rd, 2010

10. Benazir Bhutto The world watched in horror as Pakistan's former prime minister, Benazir Bhutto, was assassinated in 2007. Bhutto was known for her role as the first female prime minister in an Islamic country. She was shot while leaving a political rally. Her assassin also set off a bomb, killing some of the bystanders. Mustafa [...]