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If you think insurance professionals have it easy, think again. For every healthy, intelligent policyholder who comes through and signs up for a policy to protect his family in the event of the unthinkable, there are still people out there who manage to make the unthinkable... unthinkable. While some accidents are so freaky and unavoidable [...]

Accidents are accidents for a reason. No one sees them coming. You don't get up in the morning and pencil in "head-on collision" to your daily planner. However, no matter how expected the unexpected is, sometimes it can be so unexpected that Nostrodamus himself couldn't help scratching his head and muttering "Holy $#!+." When the unfortunate [...]

One of the biggest decisions you'll make when choosing life insurance is between term life insurance and whole life insurance. Each of these policy types has its advantages - and disadvantages - depending on your age, health, financial situation and what you hope to accomplish with your life insurance policy. If you're trying to decide [...]