Senior Life Insurance

Senior life insurance clients often need permanent policies with smaller face amounts than the term insurance policies needed by young families.

If your children are grown and you are retired or nearing retirement, you have needs for final expenses, and your spouse may need some income protection. Perhaps your estate tax liabilities can be minimized with life insurance, or you may want to leave a gift for a grand child. All of these needs require permanent insurance, so that you can be guaranteed a payout.

If you have discretionary funds, life insurance may present an investment opportunity. This is because senior life insurance policies are drastically underpriced! The details are in our senior life settlement article, but the short version is that over 90% of life insurance policies never make a payout because policyholders allow them to lapse.

Use this rate calculator to find your lowest cost senior life insurance policy. Just Submit This Form to find your cost, and then click the REQUEST APPLICATION button to have an agent calculate your savings.

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*Answering questions on this page will not result in a determination of your eligibility for coverage. Your agent will guide you.