Senior Life Insurance

Senior life insurance premiums are factored for life expectancy. How long will you live? U.S. Government studies indicate that, if you are age 65, the average life expectancy is to age 84. If you are 75, the average life expectancy is to age 87.

If your children are grown and you are retired or nearing retirement, you have needs for final expenses, and your spouse may need income protection. Perhaps your estate tax liabilities can be minimized with life insurance.

Beyond these basic needs, life insurance may present an investment opportunity. This is because senior life insurance policies are drastically underpriced! The details are in our senior life settlement article, but the short version is that over 90% of life insurance policies never make a payout because policyholders allow them to lapse.

To have an agent prepare a case study for you, please SUBMIT this form to find your lowest cost policy. Then REQUEST APPLICATION so your agent can calculate your return on investment.

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*Answering questions on this page will not result in a determination of your eligibility for coverage. Your agent will guide you.