Term Life Insurance

Term to 100 universal life insurance has recently emerged as an economical way to obtain life insurance coverage for your whole life. The most competitive plans employ universal life insurance for mortality and do not focus on building cash value in a savings account. See Richard Eisenberg's article on universal life insurance for more details.

The link below will provide you actual rates for this revolutionary coverage. Most of these rates are guaranteed by the insurance companies to not increase for the entire coverage period. Most of these plans provide coverage to age 120, although premiums only need to be paid to age 100.

Then contact an independent agent to determine the rates for which you qualify, and to select the best insurance company, based on your health and lifestyle profile.