Your height weight chart helps to determine your life insurance risk category. Your risk category determines your life insurance premium. In addition to the height weight chart, your risk category depends on medical history, paramedical exam results, family history, and occupation and lifestyle risks. Height and weight is the easiest of these to control, so a lot of attention is paid to it.

Each company uses their own set of height weight charts as one of the factors that determine your rate category, but you can use the following as a starting point for height and weight.

Find your approximate height in the first column. Then read across to find your maximum weight for a "Standard" rating (same for male and female), as well as for a "Preferred Plus" rating (different for male and female). If your height and weight are more than these numbers, you can still obtain life insurance but it will cost somewhat more.

To find the life insurance premium associated with your height weight chart:

Height
5'0"
5'4"
5'8"
6'0"
6'4"
6'8"
Standard
180
205
230
255
285
315
P+ (Male)
150
170
190
210
235
260
P+ (Female)
135
145
150
180
197
215

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Height and weight imbalanced to the point of obesity is one of the leading causes of diabetes and heart disease. In the 1970's, 23% of Americans were categorized as obese. Today, that number is 64%. More people than ever focus on their weight and weight. And yet, the obesity numbers speak for themselves. Part of the problem is the abundance of fast food that is available today, coupled with insanely busy schedules.

The medical community are doing their part to make us all aware of the importance of height and weight. The next step is for each of us to take the message to heart, and get help to control our height and weight. Our lives depend on it.