It's one thing to shop for life insurance. It's another matter, however, when it comes to actually getting a policy delivered. Now BudgetLife, an Internet service for life insurance consumers, has a way to cut the paper chase and link consumers and insurers seamlessly.

"Consumers applying for life insurance often become frustrated by the length of time it takes to get a policy issued," says Terry Burt, President of BudgetLife's parent company Interlinx, LLC. "Most companies employ a paper-intensive process requiring multiple data entries and manual delivery of paper documents. Even online insurance sites process requests the old fashioned way: write it down, and put it in the mail."

To solve this problem, BudgetLife developed its Fast Application Screen and Transfer (BeFAST) process. The BeFAST process uses direct interfaces to insurance company databases to speed life insurance delivery to consumers.

According to Mr. Burt, insurance company innovation is essential to improving the delivery process. "We have partnered with companies who provide direct access to their computer systems. Once a consumer enters a BeFAST request at our Website, it is transferred directly into the company's database. The company even provides a call center to obtain the health history and complete the application."

BudgetLife also provides needs analysis and quoting tools to assist consumers in choosing the life insurance products that best fit their requirements.

® BudgetLife is a registered mark of Interlinx, LLC, Plymouth, MI.