Male Non-Smoker Life Insurance

The lowest annual premiums for $250,000 of male non-smoker life insurance are listed below. Because life insurance companies do change their premiums, we include links to the most recent information. Follow your desired link to see the current premiums, as well as the top fifteen male non-smoker life insurance companies.

Standard Underwriting

	Age 25	Age 35	Age 45	Age 55
10 Year Term	$177*	$180*	$345*	$755*
20 Year Term	$257*	$272*	$557*	$1,337*
*Source: Compulife Software, Inc. database, 02/06/2006. Click for current data.

Preferred Plus Underwriting

	Age 25	Age 35	Age 45	Age 55
10 Year Term	$112*	$112*	$207*	$467*
20 Year Term	$157*	$157*	$350*	$807*
*Source: Compulife Software, Inc. database, 02/06/2006. Click for current data.

Non-smokers often enjoy a price advantage of three to one over smokers for life insurance. To be classified as a non-smoker, most companies require that you be tobacco-free for at least a year. Some companies require two or three years. Additionally, companies use time periods of up to five or ten years to determine whether you would qualify for their most preferred rates.

Because of this variation among companies, it is important that you choose the best company before you apply for life insurance. Otherwise, you may find out after several weeks that you do not qualify for the company and policy that you requested. To choose among companies based on your health profile, use our Expert Quote system to select the best company.

Term Life Insurance