This may be the cheapest life insurance quote you can get for insurance coverage that lasts your whole life. Universal life insurance can be used to help your family pay final expenses, or may be a cost-effective strategy for charitable gifting and estate planning.

Universal life insurance with secondary guarantees can provide you with lifelong insurance coverage with premium rates that are much more affordable that other types of permanent life insurance. Thus, it could provide you with term to 100 universal life insurance. This life insurance strategy can provide whole life coverage but does not build cash value--the savings component of permanent life insurance policies. Instead, your beneficiaries receive the death benefit when you pass away.

 

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*Answering questions on this page will not result in a determination of your eligibility for coverage. Your agent will guide you.